Now with AI subscription radar

Your money,
finally understood.

Drop in any bank statement. Watch AI categorize every transaction, flag the subscriptions you forgot, and answer questions you'd normally ask an accountant.

Free forever plan
0
Transactions parsed
0
Subscriptions caught
0%
Categorization accuracy
0+
Banks supported

Works with statements from

INGRevolutBCRBTRaiffeisenUniCreditWiseN26MonzoChase
The dashboard

Every euro, accounted for.

app.flow-wise.world / dashboard
November cashflow
0.00
+12.4% vs October
1W1M3M1Y
Income
0
Spend
0
Top categories
Groceries
€ 412
Cafés & dining
€ 268
Transport
€ 184
Rent & utilities
€ 780
Subscriptions
€ 47.90
Ask AI
Subscription radar
Netflix
monthly
€ 12.99
Spotify Family
monthly
€ 17.99
iCloud+ 200GB
monthly
€ 2.99
Notion
monthly
€ 8.00
How it works

Three steps. No spreadsheets.

Most finance apps make you connect your bank and hope. This one runs on what you already have — the statements sitting in your email — and turns them into a real picture of your money in under a minute.

01
Upload

CSV, XLSX, .numbers — from any bank. The parser auto-detects columns.

02
Let AI read it

Every line categorized, every merchant identified, every subscription flagged.

03
Actually understand it

Ask questions in plain English. See trends. Cancel what you don't need.

What's inside

A finance app that does the thinking.

Chat with your money

Ask anything: 'how much did I spend at restaurants in Q3?', 'find every charge over 200 EUR', 'what's my Netflix costing me this year?'. Real answers from your real data.

Subscription radar

Spots the €4.99 you forgot about three years ago.

Budgets that adapt

Per-category limits with real-time tracking.

Cashflow at a glance

Income vs. spend. Top merchants. Anomalies.

Private by default

Row-level security. Never sold. Never trained on.

AI categorization that learns

Correct once, remembered forever. The engine adapts to how you actually think about your money.

Edge-fast

Instant navigation, no spinners between pages, no loading states between insights.

Testimonials

People who now know where it went.

"Found 6 subscriptions I completely forgot about. Paid for the year in one session."

Andrei M.
Founder

"The AI chat is uncanny. It knew I overspend on Sundays before I did."

Iulia R.
Designer

"Finally something that doesn't need me to connect my bank. Just upload and go."

Vlad T.
Engineer
Pricing

Simple plans. Cancel anytime.

Save 20%
Free
€0/mo

Everything you need to see where your money actually goes.

  • 10 imports / month
  • 20 AI chat messages
  • Full dashboard & insights
  • Subscription radar
Most popular
Pro
6.00/mo
Switch to annual and save 20%

For people who actually want to change their financial habits.

  • Unlimited imports
  • Unlimited AI chat
  • Custom budgets & goals
  • Priority support
  • Everything in Free
FAQ

Questions, answered.

Is my data safe?+

Yes. Row-Level Security at the database level means every user only ever sees their own data. Statements are encrypted at rest, never sold, and never used to train models.

Which banks does it work with?+

Any bank you can export CSV, XLSX, or Apple .numbers from. The AI auto-detects columns — no manual mapping required.

Can I use it for free?+

Yes. The Free plan includes 10 imports and 20 AI chat messages per month. Enough for a full personal financial overview.

Do you connect to my bank?+

No — and that's the point. You stay in control. Upload the statements you already receive by email.

Can I cancel anytime?+

Yes. One click, no penalty, no dark patterns.

Stop guessing. Start knowing.

Your first insight is 60 seconds away. No card, no bank connection, no BS.